Disclaimer: This is a sponsored post in conjunction with Tatu Digital Media and a campaign for Sverve. Regardless, all opinions expressed are still 100% my own.

Yeah, I’m a Black Friday fanatic. Note that I said Black “Friday.” I don’t do Thursday. In fact I blatantly boycott stores that are open on Thursday. But at the same time I am on a budget. That doesn’t mean I go cheap, it just means I go with a very firm limit on what I am going to spend. There are two ways I do that: Cash and gift cards. My credit cards and debit card stay at home on Black Friday, under lock and key.

So my strategy is simple. I pick up the Sunday paper and scour the online Black Friday sites. By the time Thanksgiving rolls around and the paper comes out with the Black Friday ads, I’m already set. You know why? Because I went to the bank on Wednesday for my cash. And on the way home I stopped by Kroger and stocked up on a whole lot of gift cards along with my last minute Thanksgiving dinner items. Then I immediately pull my debit card out of my wallet and put it up in the cabinet.  So I’ll be stocking up on Gift Cards for stores that are closed on Thanksgiving and doing my Black Friday shopping on Black Friday. Look out Home Depot, REI, Barnes and Noble and Marshall’s. I’m coming for you.

This Black Friday, in addition to using my gift cards like cash, I’ll be able to save even more. Want to know how? Right now at Kroger, you can double your savings by earning 4x fuel rewards and extra credit card rewards (if that is your thing) when you buy gift cards.

HOW IT WORKS:

Fuel Offer: Now through December 6, 2014, get 40 cents off per gallon when you spend $100 on gift cards. ALL gift cards are included in this offer with the exception of Visa variable, MasterCard variable, and American Express variable gift cards. Any other “variable” gift cards are included and you can add any amount that you want up to $500!

This is handy dandy and useful even if you don’t use your credit card!

Earn Credit Card Rewards: Use your favorite rewards credit card to purchase gift cards. This will allow you to earn points and miles or a percentage back on your purchase. Some credit cards even offer increased rewards for purchases made at grocery stores!

Now, if you will humor me, a little math. Feel free to skip this part if the percentage breakdown game isn’t your thing!

Right now you can save 15% when you purchase $100 in participating gift cards:

$6 Off Fuel: Anytime you buy a $100 gift card you will earn $0.40/gallon of gas. That is $6 in savings for a 15 gallon tank.

$3 Back: If you earn 3% on grocery purchases through your credit cards rewards program you will get $3 back!

For additional details, head to Kroger near you!

~ GIVEAWAY ~

Managed by Tatu Digital Media

Giveaway ends on December 15, 2014 at 12:00 PM EST

Giveaway is open to residents of the United States who are 18 years or older

a Rafflecopter giveaway

 

Disclaimer: This is a sponsored post in conjunction with Tatu Digital Media and a campaign for Sverve. Regardless, all opinions expressed are still 100% my own.

Giveaway Disclaimer: The participating bloggers are not associated with any of the companies named above. No purchase is necessary to enter. Void where prohibited by law. The odds of winning are based on the number of entries received Open to US 18+ only. Confirmed Winner(s) (by Random.org) will be contacted by email. No purchase necessary. Void where prohibited by law. The sponsor will be responsible for product shipment to winner(s) of this giveaway. My blog is not responsible for product shipment/delivery. This event is in no way administered, sponsored, or endorsed by, or associated with, Facebook and/or Twitter, Google, or Pinterest. This disclosure is done in accordance with the Federal Trade Commission 10 CFR, Part 255 Guides Concerning the Use of Endorsements and Testimonials in Advertising.