Difference between the quinceañera and sweet sixteen celebrations

Simply Shawn N Jenn Disclosure

Cultural traditions in the U.S. prompt many young girls to look forward to their 16th birthdays with such anticipation. It is a magical time when girls transition from girlhood into womanhood. By the time they reach 16, their bodies have already been metamorphosing for several years, budding with breasts, feminine curves and flooded with the hormones that make them project a wide range of new feelings. Perhaps this tradition would prompt more people native to the U.S. to learn more about a similar tradition among Latin girls: the quinceañera.

The major difference between the quinceañera and sweet sixteen celebrations is that the quinceañera happens when a girl turns 15. Families and friends can make this celebration quite lavish through food, festivities and dress. Sometimes the expenses for this affair rival those for a formal wedding.

The major thing everyone will be looking for when a quince girl walks into the room is her dress. Traditionally, it is pastel pink or white satin with same-color lace overlays. Dresses are also adorned in rhinestones or jewels. The quince girl also wears a sparkling tiara and carries a bible or prayer book in her hands.

Usually, the honoree has just come from a special Catholic mass, where she has received a special blessing from her priest and recommitted herself to God and to protecting her own virginity. She leaves a bouquet of flowers at the altar or at a statue of the Virgin Mary when she goes to this mass. She also gives a porcelain doll or a stuffed animal to a younger sister or relative to symbolize her own transition into womanhood.

As she arrives, her parents present her to the people who are attending her quinceañera. They may choose to hire dancers to entertain the crowd just before or after her entrance. Fourteen of her friends, her damas or maidens, accompany her on this walk. They each represent a year of her life. Chambelans or male escorts accompany the damas. After the grand entrance, attendees typically dance, socialize and eat.

There is one other ritual of this celebration a young Latina gets to perform with her father. Throughout the entire celebration, she wears a flat shoe or slipper. After the party is winding to an end, her father removes the slipper and places a pair of heels on his daughter. This is her father’s way of acknowledging that his little girl is a woman. Since the rule of Aztec high priests, Latin cultures have been honoring this tradition.

Financial Primer to Prep Your Teen for College: Money Management 101

Simply Shawn N Jenn Disclosure

Teens MoneyThe most important talk you can have with your teen might be about the birds and the bees, but talking about credit cards and money management is something that should be taken just as serious and just as important as far as having long-term effects in their lives. According to the General Accounting Office, 42 percent of college students hold credit card debt from month to month, with an average monthly balance over $500. Proper spending and budgeting should start with the family and the best way to prepare your teen for college and adult responsibilities is to teach them basic money, credit and identity information from the beginning. Giving them a money management heads-up will go a long way toward putting them on the road to financial security.

Budget Wisely

Set up a budget with your teen before she goes away to college. Sit down with her and plan out expenses such as school supplies, food, housing and entertainment. Show her how to divide up her total income for the month into each category, covering the necessities first before adding to the entertainment or miscellaneous pile. Emphasize the importance of following the budget each month and using creative methods such as temporary jobs to make up any shortfall.

Start With a Secure Card

Most college students who get into financial trouble do so with a credit card. Credit is easy to acquire when you’re young with a clear credit history, and teens can amass a wallet full of cards in a short amount of time. Set your teen up with a credit card before she goes to college. Start with a secured card, backed by a set amount of money. This will allow her to experience using credit while not risking creating a large debt. Once she has used and paid off the card regularly, think about sharing a joint card.

Check Credit Score Regularly

Teach your teens to check their credit scores on a regular basis. According to LifeLock identity theft experts, identity thieves love to steal minors’ social security numbers and personal information. The clean credit records and lack of debt make children’s identity an ideal target. Investing in an identity theft prevention service can pay for itself in a short period of time. Police departments are reporting that minors are the fastest growing segment of the population to suffer from identity theft, described on the LifeLock website. Becoming a victim at this young age can affect a college student’s life for decades.

Share a Joint Checking Account

Open a joint checking account with your teen by the time she’s a junior in high school. By this age, she is old enough to have a cell phone, work a part-time job and perhaps drive the family car. When paying her share of these expenses, she can practice using her checking account to pay the bills. Don’t pay extra for overdraft protection; bouncing a check and paying the resulting fees will be a good lesson in budgeting and its consequences.

Learn the Value of a Dollar

Speaking of paying a fair share of the bills, make sure your teen is involved in this activity by an appropriate age. You will do her no favors by simply handing over a credit card or some cash every time she wants something. Food, shelter and clothing are your responsibilities, and the clothing can be held to a budget. Everything else falls under the category of wants instead of needs, and your teen should figure out how she intends to pay for them. Once she equates working 10 hours with the cost of a concert ticket, she will be much more aware of the value of money, and much closer to becoming a responsible money and credit user.

This is a guest post by Don Woods:

Dan is a financial consultant for several small business owners. He writes finance and business news and reviews for cloud computing software

Wondering What Your Teen Is Doing Right Now

Simply Shawn N Jenn Disclosure

Mobile phones are very useful for all types of people. You can do all possible work with the help of a smart phone. However, today, even kids want to have a mobile phone to stay connected with their friends. This technological exposure has worried parents. They are constantly worrying when the kid is out of the home.  The fear increases with teenage kids having unlimited internet access, and both parents are working.  As a parent you are very worried especially if your child is passing through the vulnerable teenage.

Now is the time they rebel and like to ape their peers. Parents are very eager to know if the teen is getting into unwanted company or is getting habituated to vices or is watching adult content. All this parental fears need to be dispelled and also ensure that the teens are safe.  As a parent, it is your responsibility to protect your teen by using mobile monitoring applications. Mobile spying software is the ultimate safe and best solution to take care of such problems.

The features of monitoring applications help the parent to track the teen’s activities. It is very easy to install the application without your teen’s knowledge. Once installed, there is transfer of data to your user account.

  • Trace the location: With the GPS tracking device on the monitoring software, the parent can easily locate where the teen is. Teenagers generally misinform the parents in case they are going out to party and might give an excuse as group study. With the tracking feature, you can easily detect where your teen is at a given point of time.
  • Monitor all calls: The monitoring application records details of all incoming and outgoing calls. The time and duration along with the numbers are also recorded. By reviewing the call log, the parent can know with whom their teenage son or daughter is communicating with.
  • Internet History: A record of all the websites visited by the teen can be known. This is the age when teens start to explore their sexuality.  To clear themselves on such topics, they visit various websites or contact their peers. Thus, with the help of a mobile monitoring app, it is possible to know if the teen has viewed any inappropriate material.
  • View SMS tests and chats:  Teenagers spend most of their time texting, even while on the move. There is also a possibility of them indulging in sexting – messages with sexual content. It is during such chats and conversations that they get into contacts with pedophiles unknowingly and become victims of cyber abuse.
  • Keep a watch over emails: A detail of every e-mail that has been sent or received through the target mobile phone is recorded, despite the child deleting the messages. By viewing the contents of the emails you can discover any shady activities of your teens.
  • Video and Picture log: By viewing the picture logs, the parent can monitor if his teen in involved in watching adult stuff and is clicking inappropriate pictures.

By making use of such monitoring applications on your teen’s mobile phone, you can ensure your child’s security and prevent him from falling victim to cyber bullying.  You can also focus on spending time with your child and getting them to open up.  It can be more difficult as they get older, and it’s important to try and always focus on spending time with your children, and finding things to do with your daughter and son.

Sharon Stouffer is a tech enthusiast, an active blogger and has written reviews and articles related to Cell Phone Spy softwares for various high profile websites.